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Virent Extend is our consumer lending pathway for eligible customers seeking finance for a defined personal purpose. The focus is on responsible affordability assessment, transparent repayment expectations, and a clear understanding of total borrowing costs.
Every request is considered on its individual circumstances, applicable criteria, and the information available at the time of assessment.
Finance selected personal purchases where the purpose, amount, and repayment plan are clearly identified.
Eligible education, certification, or professional development expenses may be considered depending on lending criteria.
Selected household projects and major planned expenses may be considered where affordability is demonstrated.
Tell us the funding purpose and amount requested.
Provide identity, income, banking, and existing commitment information.
We assess affordability and applicable credit information.
If approved, review the full cost, fees, repayments, and conditions before accepting.
Exact requirements vary by product, customer type, jurisdiction, purpose, and assessment. Additional information may be requested.
For product-specific pricing, eligibility, contractual terms, or a decision on an application, contact us directly.
No. It is presented as a structured consumer lending pathway rather than a revolving card facility.
Funding is subject to the approved purpose and the terms of the facility.
Repayments depend on the approved amount, term, applicable rate, fees, and repayment frequency set out in the loan documents.
Speak with our team for guidance based on your circumstances.
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